Simply Statements Terms and Conditions

Effective 08/20/18

Simply Statements will allow you to view statements for all of your personal investments and loans* on a secure website. Please read the following Terms and Conditions. Logging into the website will indicate your acceptance of this document.

In these Terms and Conditions, the words “I,” “myself,” “me” and “my” mean the person who uses the assigned username and logs in to this website. The word “Investment” means any and all investments held at LCEF in my name, including but not limited to StewardAccount® Certificates, Dedicated Certificates, FlexPlus Certificates and Term Notes.

I understand that pursuant to my Investment and/or loan agreement with Lutheran Church Extension Fund (LCEF), I may be entitled to receive periodic statements in connection with my Investment or loan agreement, such as monthly statements and/or loan statements (“Account Statements”). By indicating my acceptance of these terms and conditions, I authorize LCEF to discontinue sending me such Account Statements via postal mail service for my Investment and/or loan agreement and to instead deliver such Account Statements to me electronically (“Simply Statements”). I understand and agree that LCEF will send me an email to my primary email address notifying me that my statement(s) is/are ready to be viewed.

I further understand and agree that:

  1. I am an authorized signer on the Investment or debtor on the loan being accessed.
  1. If the Investment being accessed with respect to these Terms and Conditions is a joint investment, I acknowledge that my consent as an owner has been authorized by each of the joint owners. All joint owners on the account are legally bound by these terms and conditions.
  1. My consent to receive Simply Statements applies to each of my existing Investments and/or loans as well as any new Investments that I may purchase in the future and any new loans that I may obtain in the future.
  1. My consent to receive Simply Statements is voluntary and may be withdrawn at any time in writing or by telephone, which will make the account subject to any applicable fees for printed and mailed statements. Upon such withdrawal, I understand and agree that I will no longer have access to my Simply Statements and that I will receive future Account Statements in paper form via postal mail service. Current fee information can be found in the Special Service Fee Notice, available at lcef.org.
  1. I understand that LCEF recommends that I print or save a copy of any of my Simply Statements and of these Terms and Conditions for my records.
  1. I agree to maintain a valid, active email address and a current postal address. If my email address and/ or postal address changes, I must promptly notify LCEF at 800-843-5233. LCEF is not liable for any third party incurred fees, legal liability, or any other issues or liabilities arising from Simply Statements or notifications sent to an invalid or inactive email address.
  1. I understand and agree that LCEF reserves the right to change these Terms and Conditions at any time without notice. Accessing my Simply Statements after such change will constitute my agreement to such change(s). (I will still have the right to withdraw my consent as described in Section 4 above.) Email messages sent to my email address on file with LCEF are deemed to be delivered even if the email address is inactive or otherwise inaccessible. LCEF reserves the right to discontinue the Simply Statements program at any time.
  1. These Terms and Conditions only apply to LCEF Simply Statements.

*Residential mortgage loans serviced by LoanCare are not included in this service.

Security Procedures: I agree to notify LCEF immediately if I believe any of my accounts have been accessed without my permission.

Contact the LCEF Information Representatives at 800-843-5233 if you have any questions about Simply Statements. Representatives are available Monday through Friday from 7 a.m. to 6 p.m. (CT).

By logging in to view my Simply Statements, I agree to the Terms and Conditions as described above.

IMPORTANT: PLEASE PRINT AND RETAIN THIS DOCUMENT.

10733 Sunset Office Drive, Suite 300 | St. Louis, MO 63127-1020 | 800-843-5233 | lcef.org

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